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Pricing·8 min read

How to Price a Loft Conversion

Loft conversions are one of the most profitable jobs in residential building — and one of the most variable to price. The difference between a simple Velux conversion and a mansard can be three times the cost for the same floor area. This guide walks through pricing each type correctly.

Cost ranges by conversion type

These are all-in prices including labour, materials, and fixtures at a mid-spec finish. They exclude architect fees, structural engineer fees, and planning fees where applicable.

TypeTypical cost rangeNotes
Velux / rooflight conversion£20,000 – £35,000No structural changes to roofline. Cheapest and fastest.
Dormer conversion (rear)£35,000 – £55,000Most common. Creates a box-shaped extension on the roof slope.
Hip-to-gable conversion£40,000 – £65,000Extends the hipped end of a roof. Usually combined with a rear dormer.
Mansard conversion£45,000 – £75,000Flat roof with steep sides. Maximum space but always needs planning.
Over-structure / above garage£25,000 – £45,000Converting above a garage or flat-roofed extension.

Planning permission vs permitted development

Most loft conversions fall under permitted development (PD) — meaning no planning application needed — provided they meet specific rules: no more than 40m³ added volume for terraced houses (50m³ for detached/semi), no extension beyond the existing roof plane at the front, and materials that match the existing house. Mansard conversions almost always need full planning permission because they change the roof profile significantly. Always check with the local authority before quoting — a job that needs planning adds 8–12 weeks and £500–£2,000 in fees before you start.

Building regulations

Unlike extensions, loft conversions always require building regulations approval regardless of whether they need planning permission. Key areas covered: structural calculations (steels, floor joists), fire safety (30-minute fire doors on all rooms opening onto the escape route), insulation to Part L standards, and a fixed staircase meeting Part K requirements. Budget for a structural engineer (£400–£900) and building control fees (£700–£1,200) on every job.

Trades involved and typical time

TradeDaysNotes
Carpenter / roof specialist5 – 10 daysStructural work, dormer frame, floor joists, staircase
Roofer2 – 4 daysFelt, battens, tiles/slates, Velux or dormer weatherproofing
Electrician2 – 3 daysNew circuit, lighting, sockets, smoke detectors on all floors
Plumber1 – 3 daysOnly if en-suite included. Add £3,000–£6,000 for a basic en-suite.
Plasterer3 – 5 daysBoarding and skimming throughout
General labourer2 – 4 daysClearout, waste removal, general assist

What drives the price up

  • En-suite bathroom — adds £4,000–£8,000 depending on spec. Always confirm whether drainage can run through the existing soil stack without major rerouting.
  • Head height — a loft with less than 2.2m at the ridge will need the ridge raised, which is a structural and planning issue. Always measure before quoting.
  • Access for materials — on a terraced house with no side or rear access, all materials go through the house. Add a day to the programme.
  • Asbestos — older properties with artex ceilings or roof insulation may contain asbestos. Factor in a survey (£200–£400) before demolition.
  • Staircase position — a straight stair in a convenient position is straightforward. A winder stair to fit a tight landing adds carpentry time and cost.
  • Fire doors — building regs require fire doors on all habitable rooms opening onto the escape route. On a three-storey house this can mean five or six doors.

What to check on the site visit

  • Measure the ridge height from floor level. Less than 2.2m is a problem.
  • Check the existing ceiling joists — they're almost never strong enough to carry floor loading and will need sistering or replacing.
  • Look at the party wall situation for terraced and semi-detached properties — a party wall agreement may be needed.
  • Identify where the staircase will go and whether it fits without eating a bedroom.
  • Check the boiler and water tank position — old systems with a cold water tank in the loft need moving.
Tip

Never give a firm price on a loft conversion without measuring the ridge height yourself. Many customers report measurements that turn out to be wrong, and a low roof changes the entire scope of the job.

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